01
Request
Send a verification request to your client from your dashboard. They get a secure, one-time link - no account required.
How it Works
Three steps. Real bank data. Real visibility.
No escrow. No moved money. Just independent, bank-grade verification that the funds your client says they have actually exist.
Australian Owned & Operated
Australian Open Banking · via a CDR-accredited providerThe 30-second version
The verification, in three moves
02
Verify
Your client connects their bank via Australia's CDR-accredited Open Banking. ProjectFund never sees passwords or moves money.
03
Confirm
You receive a clear verified result confirming whether the required funds are available. Use it as one input in your decision before you start work.
Your end-to-end journey
From sign-up to verified funds
Here's exactly what happens - from the moment you create an account to the moment you run your first verification, and every progress payment after that.
- 01
Create your account
Sign up with your email or Google. We verify you're an Australian construction business - ABN, trade type, and contact details - so every verification carries real accountability.
~ 2 minutes · No credit card required to explore
- 02
Complete your business profile
Add your company name, ABN, license number and primary trade. This information is recorded against every verification you run, so clients and lenders know exactly who they're dealing with.
One-time setup · Editable anytime from Profile
- 03
Choose your plan
Pick a subscription that matches your volume of jobs - pay-as-you-go for occasional verifications, or monthly plans for active tradies and contractors. Billing is handled securely through Stripe.
Cancel anytime · GST invoices included
- 04
Access your dashboard
Land in your contractor workspace. From here you can start new verifications, track every job's status, manage your team, and view the full history - all in one place.
Live status pills · Sortable job list · Audit trail
- 05
Send a verification request
Open ‘New Verification’, enter the project address, contract amount and your client's email. We send them a branded, single-use link - no account, no app to install.
Takes ~ 30 seconds · Link expires after use
- 06
Your client connects their bank
The client clicks the link, picks their bank and authorises a read-only check via Fiskil - Australia's CDR-accredited Open Banking provider. We confirm available balance against the contract amount. No passwords, no money moved.
Bank-grade encryption · CDR-regulated · Read-only
- 07
Receive the verified result
As soon as funds are confirmed, both parties are notified. The verified status is recorded in your dashboard as part of your due diligence - always put a written contract in place.
Instant notification · Stored on your dashboard
- 08
Re-verify at every milestone
Before each progress payment, trigger a quick re-verification from the job page. You keep building with better visibility; your client keeps showing the funds are there.
One click · Same secure flow · Full history retained
Powered by Fiskil
The bank verification, explained.
ProjectFund partners with Fiskil - an Australian Open Banking platform and accredited Data Recipient under the Consumer Data Right (CDR) regime regulated by the ACCC.
Fiskil securely retrieves real-time bank data with the customer's explicit consent, straight from the bank's official CDR APIs. They never see passwords, and neither do we.
That means every verified result is backed by direct, bank-sourced evidence - not a screenshot, not a statement PDF, not something that could be edited in Photoshop.
A
Consent
Your client clicks the secure link and is taken to Fiskil's CDR-compliant consent screen. They choose their bank from 100+ Australian institutions and review exactly what data is being requested and for how long.
B
Authentication
The client logs into their bank inside Fiskil's secure flow. Credentials are submitted directly to the bank - Fiskil and ProjectFund never see or store them. Multi-factor authentication is supported.
C
Read-only data pull
Fiskil fetches account balances and the recent transaction history via the bank's official CDR APIs. The connection is read-only - no payments can be initiated, no transfers made, no settings changed.
D
Balance check
ProjectFund compares the available balance against the contract amount you entered. The check is automated and happens in seconds. If funds are short, you and the client are notified privately.
E
Result recorded
On a successful verification, the available balance is checked against the required amount and the result is recorded. The verified status is stored on your dashboard with a clear audit trail.
CDR AccreditedBank-grade TLSRead-only access
Why it matters
We verify the money. You take every job with confidence.
One in four Australian residential contractors close every year - most because of unpaid invoices. ProjectFund helps you assess that risk before you commit.
No client passwords. No moved money. No escrow risk. Just a clean, independent answer: yes, the funds exist.
- ✓Read-only Open Banking access via CDR
- ✓Clear verified status for every job
- ✓Re-verify before each progress payment
- ✓Full audit trail for every verification
- ✓No client account required