01
Request
Send a verification request to your client from your dashboard. They get a secure, one-time link — no account required.
How it Works
Three steps. Real funds. Real certainty.
No escrow. No moved money. Just independent, bank-grade verification that the funds your client says they have actually exist.
The 30-second version
The verification, in three moves
02
Verify
Your client connects their bank via Australia's CDR-accredited Open Banking. ProjectFund never sees passwords or moves money.
03
Certify
You receive a timestamped Certificate of Liquidity confirming the funds are real. Attach it to your contract.
Your end-to-end journey
From sign-up to a signed Certificate of Liquidity
Here's exactly what happens — from the moment you create an account to the moment you issue your first certificate, and every progress payment after that.
- 01
Create your account
Sign up with your email or Google. We verify you're an Australian construction business — ABN, trade type, and contact details — so every certificate carries real accountability.
~ 2 minutes · No credit card required to explore
- 02
Complete your business profile
Add your company name, ABN, license number and primary trade. This information is embedded into every Certificate of Liquidity you issue, so clients and lenders know exactly who they're dealing with.
One-time setup · Editable anytime from Profile
- 03
Choose your plan
Pick a subscription that matches your volume of jobs — pay-as-you-go for occasional verifications, or monthly plans for active builders. Billing is handled securely through Stripe.
Cancel anytime · GST invoices included
- 04
Access your dashboard
Land in your contractor workspace. From here you can start new verifications, track every job's status, manage your team, and download certificates — all in one place.
Live status pills · Sortable job list · Audit trail
- 05
Send a verification request
Open ‘New Verification’, enter the project address, contract amount and your client's email. We send them a branded, single-use link — no account, no app to install.
Takes ~ 30 seconds · Link expires after use
- 06
Your client connects their bank
The client clicks the link, picks their bank and authorises a read-only check via Basiq — Australia's CDR-accredited Open Banking provider. We confirm available balance against the contract amount. No passwords, no money moved.
Bank-grade encryption · CDR-regulated · Read-only
- 07
Receive the Certificate of Liquidity
As soon as funds are confirmed, both parties receive a timestamped PDF certificate. Attach it to your contract, send it to your lender, or store it for compliance — it's legally defensible proof the money exists.
PDF + JSON record · Stored on your dashboard
- 08
Re-verify at every milestone
Before each progress payment, trigger a quick re-verification from the job page. You keep building with certainty; your client keeps proving they're funded.
One click · Same secure flow · Full history retained
Powered by Basiq
The bank verification, explained.
ProjectFund partners with Basiq — Australia's leading Open Banking platform and an accredited Data Recipient under the Consumer Data Right (CDR) regime regulated by the ACCC.
Basiq is trusted by major Australian fintechs, lenders and accounting platforms to securely retrieve real-time bank data with the customer's explicit consent. They never see passwords, and neither do we.
That means every Certificate of Liquidity is backed by direct, bank-sourced evidence — not a screenshot, not a statement PDF, not something that could be edited in Photoshop.
A
Consent
Your client clicks the secure link and is taken to Basiq's CDR-compliant consent screen. They choose their bank from 100+ Australian institutions and review exactly what data is being requested and for how long.
B
Authentication
The client logs into their bank inside Basiq's secure flow. Credentials are submitted directly to the bank — Basiq and ProjectFund never see or store them. Multi-factor authentication is supported.
C
Read-only data pull
Basiq fetches account balances and the recent transaction history via the bank's official CDR APIs. The connection is read-only — no payments can be initiated, no transfers made, no settings changed.
D
Balance check
ProjectFund compares the available balance against the contract amount you entered. The check is automated and happens in seconds. If funds are short, you and the client are notified privately.
E
Certificate issued
On a successful verification, we generate a timestamped, tamper-evident Certificate of Liquidity. The raw bank data is discarded — we only retain the verification outcome, the balance band, and the audit hash.
CDR AccreditedBank-grade TLSRead-only access
Why it matters
We verify the money. You build with confidence.
One in four Australian residential builders close every year — most because of unpaid invoices. ProjectFund removes that risk before a contract is signed.
No client passwords. No moved money. No escrow risk. Just a clean, independent answer: yes, the funds exist.
- ✓Read-only Open Banking access via CDR
- ✓Timestamped PDF Certificate of Liquidity
- ✓Re-verify before each progress payment
- ✓Full audit trail for every verification
- ✓No client account required